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BUSINESS CHECKING ACCOUNT

The “business checking account” is service charge account that is offered to all businesses. This account has no minimum balance requirements and unlimited check writing. Monthly service fees include a $2.00 maintenance fee and a $0.08 per check fee. 
However, business accounts receive a $0.30 credit per $100.00 balance. This credit will take place until the account charge equals $0.00. Ex. - Balance of $1000.00 equals $3.00 credit. Statements are printed monthly.
Visit our Bank in Ipswich to open an account today!
 

CLUB CHECKING ACCOUNT

The “club checking account” is a service charge free checking account that is offered to all customers. This account has no minimum balance requirements and unlimited check writing. There are no monthly services charges. Statements are processed twice a year. 
Visit our Bank in Ipswich to open an account today!
 

NOW CHECKING ACCOUNT

The “NOW checking account” is a interest bearing account. Interest is compounded and credited to the account monthly. The minimum balance to open a NOW account is $1000.00. This account must maintain an average daily balance of $1,000.00.
If on the day we pay interest your average daily balance drops below $1,000.00 a $5.00 fee will be imposed, and no interest will be paid for that month. If you maintain an average daily balance of $1,000.00 you interest will be paid and no service charge will be imposed. This account has unlimited check writing. Statements are processed monthly. For the current interest rate of this account please call 605-426-6031.
Visit our Bank in Ipswich to open an account today!
 

PERSONAL CHECKING ACCOUNT

The “personal checking account” is a service charge free checking account that is offered to all customers. This account has no minimum balance requirements and unlimited check writing. There are no monthly services charges. Statements are processed monthly. 
Visit our Bank in Ipswich to open an account today!
 

SUPER NOW ACCOUNT

The “SUPER NOW account” is an interest bearing account. Interest is compounded and credited to the account monthly. The minimum balance to open a SUPER NOW account is $2500.00. This account must maintain an average daily balance of $2,500.00.
If on the day we pay interest your average daily balance drops below $2,500.00 a $10.00 fee will be imposed, the interest rate will be subject to change on the deposit amount, and a $0.25 fee will be imposed on each check paid during the month. If you maintain an average daily balance of $2,500.00 your interest will be paid and no service charge will be imposed. This account has unlimited check writing. Statements are processed monthly. For the current interest rate of this account please call 605-426-6031.
Visit our Bank in Ipswich to open an account today!